Are money worries getting you down? You're better off finding out where you can get free, confidential, impartial help.
You can contact the Council's money advisers on 0800 090 1004 or by e-mail at firstname.lastname@example.org
Do NOT send personal information to the above email address
or by post at:
The Highland Council
Policy And Development Team - Money Advice
P O Box 5775
Everyone is facing financial challenges these days and many people find, for a variety of reasons, that their outgoings are exceeding their income.
If you feel your finances are out of control, The Highland Council's Money Advice service can provide advice and assistance to help you deal with your debts. We can:
- check if you are getting all the income you are entitled to.
- tell you what creditors can and can't do.
- discuss what options are available to you, to help you deal with your debts.
- get in touch with your creditors and negotiate on your behalf, taking the stress out of dealing with your bills.
- provide advice and in some cases, representation if your creditors are taking court action.
If you contact us, you will be given advice by an experienced money adviser, so if you are worried and don't know who to turn to, why not call us and talk things over?
We can deal with all types of debts - including mortgage, rent and Council Tax arrears, no matter what stage they're at. Getting in touch is the first step to freeing yourself from those sleepless nights.
We also work closely with the Council's Customer Income Maximisation Team. You can contact our Customer Income Maximisation Team at email@example.com or by telephone on 0800 090 1004.
Do NOT send personal data to the above email address.
In some cases you may be eligible for a Debt Arrangement Scheme i.e. a free debt management plan. We have advisers who can help you make an application for this Scheme.
A Debt Arrangement helps you repay your debts in a managed way, protecting you from action by your creditors. If the Debt Arrangement Scheme is approved, interest and charges on your debts will be frozen. More information on Debt Arrangement Schemes can be found at http://www.dasscotland.gov.uk/
You can find out more about debt and the consequences at http://www.aib.gov.uk/