Help for people interested in buying or renovating an empty home

Buyers, investors and developers

Investing in empty homes can be a cost-effective and sustainable way to create housing. The Highland Council provides advice and information to help buyers, investors and developers understand the benefits and practical steps involved.

Why invest in empty homes?

Bringing an empty home back into use:

  • uses 50% to 75% less carbon than building a new home
  • supports local trades and businesses
  • helps maintain schools and services
  • adds around £9,000 to the local economy each year

Things to consider before investing

Council Tax

If you buy an empty home, you may be able eligible for a Council Tax discount. These are temporary reductions, eligibility and discount amounts can vary. The premium is based on when the property became empty, not when you bought it.

Check your eligibility

Renovation costs

Empty homes may need more work than average. Before buying:

  • get a professional survey
  • estimate renovation costs
  • track expenses using a simple tool or spreadsheet

Local market

Check demand for housing in the area. Some homes may be empty due to low demand.

Insurance

Standard home insurance may not cover unoccupied properties. You may need specialist insurance, which can be more expensive and may include conditions such as keeping the heating on.

Page last modified: 10 November 2025