Where to get help
If you need help with money problems, these organisations can support you.
PayPlan
PayPlan offers free and confidential debt advice.
They offer:
- advice on debt solutions such as debt management plans, individual voluntary arrangements and trust deeds
- support for self employed people
- tools to help manage your budget
- support online, by phone and by live chat
Contact details
- Website: www.payplan.com
- Phone: 0800 316 1833
- Monday to Friday 8am to 8pm and Saturday 9am to 3pm
National Debtline
National Debtline is a free and independent charity.
They offer:
- advice by phone and webchat
- help with budgeting and dealing with creditors
- information about legal processes and court action
- support for individuals and families
Contact details
- Website: www.nationaldebtline.org
- Phone: 0808 808 4000
- Monday to Friday 9am to 8pm and Saturday 9.30am to 1pm
Business Debtline
Business Debtline supports self employed people and small businesses.
They offer:
- advice on managing business debts
- help with budgeting and financial planning
- support by phone and webchat
Contact details
- Website: www.businessdebtline.org
- Phone: 0800 197 6026
- Monday to Friday 9am to 8pm
MoneyHelper
MoneyHelper is a government backed service.
They offer:
- help with debt, budgeting and saving
- guidance on pensions, insurance and scams
- support by phone and online
Contact details
- Website: www.moneyhelper.org.uk
- Phone: 0800 015 4402
- Monday to Friday 9am to 5pm
StepChange Debt Charity
StepChange offers free and confidential debt advice.
They offer:
- advice based on your situation
- online tools for quick guidance
- support with debt solutions including debt management plans and bankruptcy
- help by phone and online
Contact details
- Website: www.stepchange.org
- Phone: 0800 138 1111
- Free from all UK networks